Jongster and I are going to be parents very soon. As early as now, we are already thinking about Calvin's future like who is going to care of him once my maternity leave is over and I have to go back to work :( , his education and his medical and dental plan. Since our current company medical plans do not cover our dependents (yeah, medical coverage here in Singapore suck!), I am already searching for medical and dental plans that we can get for our little Calvin. We seldom get sick so we don’t really use our company health benefits but we can’t assume that it will be the same thing with our darling baby. I hope we find something as good and affordable as Ameriplan.
I’m still deciding whether to get from NTUC or AVIVA for Calvin’s medical insurance plan. I think both are quite affordable but we would still have to think it through which one is more value for money. I guess we will meet up with their insurance advisers first before we can decide as soon as Calvin is born. As for Calvin’s dental plan, I would still have to do some research if there’s such a plan here in Singapore or if I can claim it using our medical outpatient consumable benefit here in the office.